Stewarts Electrical Supplies

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Essential Trade Insurance

Get Your Essential Trade Insurance through Stewarts


Stewarts has teamed up with Builtin New Zealand to offer tailored liability and financial surety cover for its account holders.


Builtin is a specialist insurance provider, working exclusively within the construction industry for many years. The company's senior staff have more than 100 years combined experience in commercial insurance and have developed policies that are tailored to meet the needs of building industry professionals.


Apply online from your home or office and have cover in place in less than 10 minutes!


Electrical Contractors Payment Guarantee

The cost to small and medium sized businesses of a payment default by their head contractor can be huge.  Most people have heard the stories or experienced it themselves.  With Builtin's Payment Guarantee you can reduce the risk of a major default affecting your cashflow.


  • Easy to price into jobs, improving your profitability
  • Reduce your bad debt costs


The guarantee pays 75% of the money owed to you if your head contractor goes bust.


Click here to get an instant online quote.


Retention Bonds

Improve your cashflow and avoid the risk of losing your retentions by providing a bond in lieu of retentions.


  • Get paid in full, no money is withheld from your payment claims
  • No risk of losing your money if your head contractor goes bust
  • Avoid overdraft interest fees; a bond can actually save you money!
  • Bond expires at the end of your defects liability period, no chasing to get your money back!
  • Fixed fee, easy to calculate when pricing


Click Here for more information or to request a bond application form.


Public Liability Insurance

Public Liability Insurance is essential for all electrical contractors and covers your liability for damage to someone else's property.  Most contracts these days will require it also.  Builtin's policy includes cover for:


  • Damage to the building you're working on (included)
  • Costs to defend EWRB disciplinary proceedings (included)
  • Damage caused by faulty workmanship (optional extension)
  • Damage caused as a result of your paid professional advice (optional extension)


Click here to get an instant online quote.

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J. A. Russell Ltd trades as J. A. Russell Ltd, Stewarts Electrical Supplies and Radcliffe Electrical